Home Improvement Loan

We've partnered with LightStream to bring you low rates on solar financing.
All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

Installing solar is a smart decision that will pay off for years to come. When you have good to excellent credit, you've earned a low rate on solar financing from our partner LightStream, the nation's premier online consumer lender and a division of SunTrust Bank.

You can pay for everything related to your solar installation with the proceeds of your LightStream loan. You can also expect:

  • Competitive fixed rates, backed by LightStream's Rate Beat Program
  • No home-equity requirements, no fees or prepayment penalties
  • Financing from $5,000 to $100,000
  • A refreshingly simple online loan process
  • Same-day funding available1
  • Your best loan experience ever, or LightStream will give you $1002

You can finance all aspects of your project with a LightStream loan, including:

  • Design
  • Parts and materials
  • Labor
  • Any other expenses related to your solar project

LightStream will even plant a tree once your loan is funded!

“Working with LightStream has been a truly enjoyable experience. I needed a short term loan for a home improvement project. The application and approval process was easy and prompt. I have recommended LightStream to several friends looking for short term loan. Thank you very much for your service!”
— W. B. and A. B. from Madison, AL
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay may be higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

2After receiving your loan from us, if you are not completely satisfied with your experience, please contact us. We will email you a questionnaire so we can improve our services. When we receive your completed questionnaire, we will send you $100. Our guarantee expires 30 days after you receive your loan. We reserve the right to change or discontinue our guarantee at any time. Limited to one $100 payment per funded loan. Truist teammates do not qualify for the Loan Experience Guarantee.

Tiny house_EHL Truist Bank is an Equal Housing Lender. © Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.